transfer myki balance to another card transfer myki balance to another card

183 0 obj Please note you cannot replace a lost or stolen myki at a premium station. Your Mobile myki expires after two years. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! Myki Money QTEM devices can be found at PTV Hub (SouthernCross). This question is about Synchrony Bank Credit Cards. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. However, it may take up to 21 days in some cases. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. About a week back, I went from Frankston to St. Albans, changing at Flinders. Enter the amount of debt you want . I searched everywhere. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . endobj The system was delivered more than $500m over budget and behind schedule. Save Big With Low-Rate Balance Transfers. December 29, 2022 - 1:47PM. You can replace your ticket if its expired, damaged or defective. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Most balance transfers with Chase process within a week. There must be hundreds of thousands of Myki card balances in this situation, if not millions. myki Pass Great if you travel often and on consecutive days. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. 216 0 obj Does a balance transfer happen automatically? The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. What are the best student credit cards for cash back? I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . I am only onto my second card because the first was lost. 0000003206 00000 n This resets the fare expiry and gives you more time to complete your journey. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. How balance transfers work The easiest option is to call PTV on 1800 800 007. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Yes. there's no excuse for this money-grubbing by the Myki corporation. When a Myki card is lost or . What is the best credit card for fair or average credit? If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. Student passes and concession cards cant be replaced online or over the phone. If you're using an international payment card you won't be able to top up via the PTV website. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. For a bus anyway. For example, when your myki Money balance reaches $10, you could top up with $20. If you receive a check, you then need to forward it to your old card provider. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. I understand your frustration, especially when it's something that can be done quickly. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. For instance, your applications for new cards and balance transfers remain subject to approval. If you're still travelling after 2 hours, you'll be charged a daily fare. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. What is the best cash advance credit card? In my experience touching on is quicker than validating a metcard. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. (by Issuer). Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Annual Fee: $0. A balance transfer can give you the flexibility to: Pay off high-interest balances <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> What are the best Ways to Start Travel Hacking? The helpfulness of a financial advisor's answer is not indicative of future advisor performance. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. You probably want to transfer a balance to save money not spend more. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> 0000008137 00000 n Initiate the balance transfer. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. endobj 0000005511 00000 n The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Mobile myki will now be reactivated on your phone, with your account details the same as before. If NFC is shown and you can turn it on or off, you have NFC. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. If you travel occasionally pay as you go with myki Money. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. Your balance is protected from the time you tell us your myki is lost or stolen. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. Licences. If you register your myki, you can set Auto Top Upand manage your myki. Your balance is protected from the time you tell us your myki is lost or stolen. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. Once your phone has rebooted, go to Mobile myki within Google Wallet. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> WalletHub Answers is a free service that helps consumers access financial information. 0000004139 00000 n Check your phone to make sure you're connected to WiFi or mobile data. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. For example, set your myki Money to top up with $50 when your balance reaches $10. All myki smartcards expire after four years. @john_miller 03/01/23 This answer was first published on 03/01/23. You can also request up to two years of travel and transaction history by calling1800 800 007. A Mobile myki expires after two years. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. 0000118590 00000 n The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. So I had a mobile MyKi with around $6.xx balance on it. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. You will need to provide identification to show that you are the registered myki card holder. Auto-load is the same as auto top up. Image what could have been done with a billion fucking dollars. 0000002274 00000 n Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. Easy, and only required every three years!! Personal Credit Cards? Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. I only realised this when my replacement card was lost and I called up for a new one. What is the best low interest credit card? Buy a new myki and top up with myki Money or a myki Pass and register your new myki. They could have at least have forms on their website to print and send. Pay down your credit card debt. Is it a Myki issue? But is it possible to go to a ticket booth. 186 0 obj there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. startxref But your balance can be transfer to another card at some of the PTV stations. You can then see what Android version youre on. 0000012144 00000 n Can someone explain why this isn't possible? What is the glossary of common credit card terms? endstream Why is it impossible to transfer money online between different Myki cards? Any other travel benefit such as free weekend travel isn't available at this time. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . I want to transfer the $19.90 to the card with $6.54 on it. I have my most recent card that has $6.54 on it. Choose the zones you want to travel in and the number of consecutive travel days you need. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. Music:. This is the case for all major credit card issuers. Your current balance will be transferred to the new myki, which you can use immediately. Save. You will need to provide identification to show that you are the registered myki card holder. If the card is unregistered you cannot recover the myki money. For more information, please see our We're working to improve our systems so we can allow other payment card types in the future. To check if you're eligible to travel on a concession myki, see Concessions and free travel. What is the best credit card for bad credit? It's shit like this which makes me happy and proud I have never used Myki in my life. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. 0 This answer was first published on 03/01/23. To use, simply: top-up your card tap on at the start of your journey tap off at the end. My old one is registered and everything with my account but there seems to be no way to import that one in. How to Process Credit Card for Consumers & Merchants? If you're entitled to these additional benefits, you can access them by using your myki smartcard. 0000000016 00000 n Opinions expressed here are the authors and/or WalletHub editors'. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. You can register online, via the PTV app or call 1800 800 007 and registration is instant. I was told that when I made a new card I would be able to transfer the money across. What are the best credit cards for bad credit with no deposit and instant use? New comments cannot be posted and votes cannot be cast. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. New comments cannot be posted and votes cannot be cast. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Depending on your card provider, you may initiate the process online or over the phone. PTV does not have any access to any information within the Google Wallet app. endobj As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. According to the Fares and Ticketing Manual (ptv.vic.gov.au) More than a year ago, I needed to change my concession Myki to full fare (no longer a student). and our Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. %%EOF You would break even only after a year. For more information, visit the V/Line website. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Now, on the form it says I need the card to be re-imbursed. What kind of retarded system is this? Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Meticulous in his research, he provides accurate and up-to-date information. There is no principle. Whats the Difference between Business vs. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. You can only have your Mobile myki active on one device at a time. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. What are Your Rights as a Credit Card Holder? I called, they told me it couldn't be done and that I would need to fill out a form. Transferring a credit card balance is relatively easy, but you need to follow a few steps. 2. Youll need to complete a V/Line Passenger Refund Application Form. Carrying that balance is costing you $1,000 a year in interest. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Your myki money or pass can then be transferred to a new smartcard. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Once you do, carrying out a balance transfer becomes rather straightforward. Check that NFC is enabled on your phone. No. From a creditworthiness point of view, this number should be at 30% or lower. We'll block it and can arrange a refund to your new Mobile myki. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. You might also lower your overall monthly payments and turn multiple bills into one easy payment. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. Pay down this card's balance quickly to improve your credit. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. 0000001755 00000 n Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. If these are your only two cards, your credit utilization ratio is 33.33%. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Whats the difference between a hard credit inquiry and a soft credit inquiry? If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Mobile Myki can be set to Auto Load. What is the Best No Annual Fee Credit Card? I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. You paid down debt, which means you won't have to pay interest on previous balances going . As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. endobj nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Select the card with the best balance transfer offer available to you. Editorial and user-generated content is not provided, reviewed or endorsed by any company. How long do balance transfers take with Chase? For example, one person can manage mykis for family or friends. Only needed to log on and change auto top-up to new card. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Your original go card will be cancelled immediately and cannot be used for further travel. Reddit and its partners use cookies and similar technologies to provide you with a better experience. 2. Renew driver licence. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. 0000001798 00000 n Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. What credit cards don't require a deposit? Unregistered vehicle permit. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. Mobile myki is different to an existing myki card. Press J to jump to the feed. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. At this stage, these are the only card types available on Mobile myki. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. JavaScript must be enabled to use this site.We're sorry for any inconvenience. If you have a Mastercard or VISA card you can get and top up a Mobile myki. 0000003801 00000 n It lets you set a minimum balance and your myki will automatically top up with the amount you choose. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. If you have Mobile myki you can set Auto Load via the Google Pay app. They actually can transfer your funds really easily but you need to get a case created. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. What a frikkin waste of money! No, you cannot transfer a balance from one Synchrony Bank credit card to another. You'll need your 15-digit myki number to register. The reason for that is because low interest rates for transfers are made to attract new customers. 188 0 obj If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. 0000005171 00000 n Any money on your card will be protected. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." If you receive a check, you need to send it to your old cards issuer on your own. How To Transfer A Credit Card Balance To Another Card. Under Other, select Transfer. A subreddit for Melburnians and Melbourne enthusiasts! Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. The call centre staff member told me "we're not a financial institution so it's not that simple". What's Auto-load? If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. How can I check the balance of my myki card? Get up to 5% cashback in rotating and newly added everyday categories. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. To keep travelling with auto top up or Auto-load, youll need to set it up again. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Privacy Policy. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar.